Terms and Conditions
Effective Date: May 2025
1. Acceptance of Terms
By using this website (pamelatran.com), you agree to follow these terms and conditions. If you do not agree, please do not use the site.
2. Services Offered
This website is operated by Pamela Tran, PLLC, an Arizona company. Pamela Tran is a licensed mortgage loan officer in Arizona (NMLS #2407927), working under a licensed mortgage broker. All mortgage-related services are offered under the authority and supervision of the broker. This website provides educational content, informational resources, and scheduling tools, but does not constitute a mortgage offer or legal advice.
3. Eligibility
This website is intended for users aged 18+ and located in the United States. Use outside these conditions is at your own risk and may violate applicable laws.
4. Intellectual Property
All text, logos, images, and designs on this website belong to Pamela Tran, PLLC unless otherwise stated. Do not reuse or distribute without permission.
5. No Guarantee of Results
We do our best to provide accurate info, but we don’t guarantee mortgage approval or specific financial outcomes.
6. Limitation of Liability
Pamela Tran is not liable for any damages related to the use of this website or decisions made based on its content.
7. Third-Party Links
We may link to other tools like scheduling platforms or loan calculators. We are not responsible for the privacy or content of those sites.
8. User Responsibilities
You agree to provide accurate information when using this site and to not misuse its features or interfere with functionality.
9. Privacy
See our Privacy Policy to understand how your data is collected and used. It is part of these terms.
10. Changes to Terms
These terms may change without notice. Continued use of the website means you accept the latest version.
11. Governing Law
These terms are governed by the laws of the State of Arizona.
© 2025 Pamela Tran, PLLC. All rights reserved.
Equal Housing Lender. Pamela Tran is licensed to originate mortgage loans in Arizona under NMLS #2407927. All mortgage services are offered through Pamela Tran, PLLC under the oversight of a licensed mortgage broker. This site provides educational information only and does not constitute a commitment to lend or offer financial advice. Rates, terms, and loan eligibility are subject to change and approval. Always consult with a licensed mortgage professional before making financial decisions.